Legal Document

jo99 — Terms and Conditions

These Terms and Conditions govern your use of the jo99 platform. Please read them carefully before registering or placing any bet. Using jo99 means you accept these terms in full.

📅 These Terms are effective as of 1 January 2026. Continued use of jo99 constitutes acceptance of these terms.

1. Introduction

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and jo99 ("jo99", "we", "our", "the Platform") governing your use of the jo99 website at jo99.club and all associated services, including the online casino, sports betting, crash games, and promotional features. These Terms apply to all visitors, registered users, and players on the jo99 platform.

By accessing jo99, creating an account, or placing any bet, you confirm that you have read, understood, and agree to be bound by these Terms in full. If you do not agree to any part of these Terms, you must not use the jo99 platform. jo99 reserves the right to update these Terms at any time. Updated Terms will be published on this page with a revised effective date. Your continued use of the platform following any update constitutes acceptance of the revised Terms.

Age Restriction — 21+ Only. jo99 services are strictly for adults aged 21 years and above. By using this platform you confirm you meet the minimum age requirement. jo99 applies identity verification to enforce this policy. Access by persons under 21 is strictly prohibited.

Key Rules at a Glance

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Minimum Age
21 years or older. Age verification required at registration and before first withdrawal.
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Min. Deposit
৳100 minimum via bKash, Nagad, Rocket, Upay, Visa or Mastercard.
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Wagering Requirement
Bonus funds carry a rollover requirement before withdrawal. See individual bonus terms.
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One Account
One account per person. Multiple accounts are prohibited and result in suspension.
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Withdrawals
Processed 24/7 to verified accounts. KYC documents required before first payout.
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Prohibited Conduct
Fraud, collusion, bonus abuse, and automated betting software are strictly prohibited.

2. Eligibility

To register and use jo99 you must: (a) be at least 21 years of age; (b) be a natural person capable of entering a legally binding contract; (c) not be accessing jo99 from a jurisdiction where online gambling is prohibited by applicable law; (d) not be an employee, contractor, or close associate of jo99 or any affiliated entity. jo99 reserves the right to request proof of identity and age at any time. Players who cannot substantiate eligibility will have their accounts suspended and pending withdrawals held pending review.

jo99 accepts registrations from players based in Bangladesh. By registering, you represent and warrant that your use of jo99 does not violate any applicable law. jo99 is not responsible for determining the legality of online gambling in a player's jurisdiction — that responsibility rests solely with the player. Players who provide false registration information, including a false date of birth, will have their accounts closed and all funds forfeited.

3. Account Registration and Security

Each player may hold only one registered account on jo99. Creation of multiple accounts by a single individual is prohibited. If multiple accounts belonging to the same person are detected — identified by matching device fingerprints, payment methods, IP addresses, identity documents, or other means — jo99 reserves the right to close all associated accounts, void outstanding bets, and withhold bonus-derived balances. Own deposited funds (exclusive of bonus funds and winnings from incomplete wagering) will be returned at jo99's discretion following review.

You are solely responsible for keeping your jo99 login credentials confidential. You must not share your username or password with any third party. jo99 will not be liable for any loss arising from unauthorised access caused by your failure to secure your credentials. If you suspect compromise, notify jo99 support immediately via live chat. The following account security obligations apply to all jo99 players:

  • Use a strong, unique password of at least 10 characters and update it periodically.
  • Log out of your jo99 account after each session on any shared or public device.
  • Do not access jo99 on unsecured or unknown Wi-Fi networks without additional protective measures.
  • Report any suspected unauthorised account activity to jo99 customer support immediately via live chat.

4. Deposits and Withdrawals

jo99 accepts deposits via bKash, Nagad, Rocket, Upay, Visa, and Mastercard. The minimum deposit is ৳100. There is no maximum single deposit limit imposed by jo99, though your payment provider may apply their own limits. Deposits are credited to your jo99 wallet promptly following confirmation from the payment provider. jo99 is not responsible for delays caused by the payment provider's processing times or technical issues on the provider's side.

Withdrawals may only be made to a payment account used to deposit into your jo99 account or to a verified personal account in your own name. jo99 applies KYC (Know Your Customer) verification before processing a player's first withdrawal. KYC may require a government-issued identity document and proof of payment method ownership. Withdrawal requests are processed 24 hours a day, 7 days a week, including Bangladesh public holidays.

  • 1 Minimum withdrawal is ৳200. Requests below this threshold will not be processed.
  • 2 jo99 reserves the right to return funds to the original deposit method up to the amount deposited via that method before processing any remaining balance to an alternate method.
  • 3 Winnings from bonus play where the applicable wagering requirement has not been met are not eligible for withdrawal. Attempting to withdraw such funds may result in removal of the bonus and associated winnings.
  • 4 jo99 reserves the right to withhold withdrawal processing if there is reasonable suspicion of fraudulent activity, bonus abuse, money laundering, or any other prohibited conduct. jo99 will notify the player of any such hold.

5. Bonuses and Promotions

jo99 offers bonuses and promotional offers to registered players at its discretion. All bonuses are subject to wagering requirements which must be completed before any bonus-derived funds or winnings from bonus play may be withdrawn. The specific wagering requirement applicable to each bonus will be stated in the individual bonus terms communicated to the player when the bonus is offered or credited.

jo99 reserves the right to modify, suspend, or withdraw any bonus or promotion at any time without prior notice, including where there is evidence of abuse. The following general conditions apply to all jo99 bonuses unless specific bonus terms state otherwise:

  • Bonuses are available to one account per household, per device, and per IP address unless otherwise stated.
  • Bonuses must be used within the validity period stated in the specific bonus terms. Expired bonus funds are forfeited automatically.
  • jo99 reserves the right to reclaim any bonus and associated winnings if it determines the bonus was obtained through false pretences, system exploitation, or coordinated abuse across multiple accounts.
  • Free spins awarded as part of a promotion are subject to a wagering requirement on any winnings generated, unless the promotion explicitly states otherwise.

6. Betting and Gaming Rules

All bets placed on jo99 are subject to the game rules applicable to the relevant game or betting market. Game rules are displayed within each game or betting interface and form part of these Terms by reference. In the event of a discrepancy between these Terms and specific game rules displayed within a game, the specific game rules shall prevail for that game. jo99 uses certified RNG technology supplied by its game providers. All casino game outcomes are determined by the certified RNG and are not influenced by jo99 or any third party other than the certified RNG process itself.

For sports betting markets including cricket (BPL, IPL, T20 World Cup, and Bangladesh Tigers matches), jo99 reserves the right to void bets where there is evidence of match manipulation, data feed errors, or obvious pricing errors apparent to a reasonable person. jo99 also reserves the right to impose maximum payout limits on any individual bet or combination of bets. Bets confirmed by the player are final and cannot be reversed except where jo99 determines a void is warranted under these Terms.

7. Responsible Gaming

jo99 is committed to promoting responsible gaming and providing tools to help players manage their gambling activity. jo99 offers deposit limits, session time reminders, and self-exclusion options. Players who wish to set a deposit limit, take a time-out, or self-exclude may do so through account settings or by contacting jo99 customer support via live chat. Self-exclusion is a serious measure: once activated, a self-exclusion period cannot be reversed until the period expires. jo99 will not contact a self-excluded player with promotional material during the exclusion period.

Players under 21 are not permitted to use jo99 under any circumstances. If you believe a minor has gained access to a jo99 account, contact support immediately. If you are concerned that your gambling is becoming a problem, please visit the jo99 Responsible Gaming page for guidance, or contact support via live chat at any time. jo99 customer support agents are trained to assist players experiencing gambling-related difficulties.

8. Prohibited Conduct

The following conduct is strictly prohibited on the jo99 platform. Any breach may result in immediate account suspension, cancellation of pending withdrawals, voiding of bets, and permanent banning from jo99. jo99 may also report suspected illegal activity to relevant authorities.

  • Using automated software, bots, scripts, or any device to place bets, exploit game outcomes, or gain an unfair advantage over other players or the platform.
  • Colluding with other players to manipulate the outcome of any game or betting market, including in live table games or any multi-player game.
  • Depositing funds from illegal activity, using jo99 for money laundering, or attempting to use the platform for any purpose other than legitimate entertainment and gambling.
  • Exploiting errors, glitches, or technical malfunctions in the jo99 platform, game software, or payment systems to gain an unintended financial advantage.
  • Providing false identity information, submitting forged KYC documents, or impersonating another individual during registration or verification.

If jo99 reasonably suspects prohibited conduct, it reserves the right to suspend the relevant account and any related accounts without notice, pending investigation. The outcome of any investigation is at jo99's sole discretion.

9. Intellectual Property

All content on the jo99 platform — including software, game interfaces, graphics, logos, text, design elements, and the jo99 brand name — is the intellectual property of jo99 or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, modify, publish, transmit, display, or create derivative works from any part of the jo99 platform without prior written permission from jo99. Your use of jo99 grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the platform solely for personal, non-commercial entertainment in accordance with these Terms. This licence does not include any right to resell or commercially exploit any part of the jo99 platform or its content.

10. Limitation of Liability

To the fullest extent permitted by applicable law, jo99 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the jo99 platform, including loss of winnings, loss of data, loss of goodwill, service interruption, or any other intangible loss, even if jo99 has been advised of the possibility of such damages. jo99's total aggregate liability to any player shall not exceed the total amount deposited by that player in the 30 days immediately preceding the event giving rise to the claim.

jo99 does not warrant that the platform will be uninterrupted, error-free, or free from viruses or other harmful components. jo99 is provided on an "as is" and "as available" basis. To the maximum extent permitted by law, jo99 disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Nothing in these Terms limits jo99's liability for fraud, gross negligence, or any other liability that cannot be excluded by law.

11. Amendments to These Terms

jo99 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, jo99 will update the effective date shown at the top of this page and may notify registered players via contact details on record. It is your responsibility to review these Terms periodically. Your continued use of jo99 after any amendment constitutes acceptance of the revised Terms. If you do not agree to any revised Terms, you must cease using the platform and may request account closure by contacting jo99 customer support via live chat.

12. Contact Us

If you have questions about these Terms and Conditions or require clarification on any clause, jo99 customer support is available 24 hours a day, 7 days a week via live chat on the jo99 platform.

You may also reach jo99 by email at [email protected]. Please allow up to 48 hours for email responses. For urgent matters, live chat is the fastest route to jo99 support.

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